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View All Loan Types in Short Pump, VA

Types of Loans

Adjustable Rate Mortgage in Short Pump, VA

Adjustable Rate Mortgage in Short Pump, VA

An adjustable-rate mortgage is also called an ARM; it is a popular type of mortgage with an introductory interest rate that will last for a specific period of time before resetting...

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Conventional Loans in Short Pump, VA

Conventional Loan Mortgage in Short Pump, VA

When you apply for a home loan, you have the option of choosing between a government-backed mortgage, like an FHA loan or a conventional mortgage...

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Down Payment Assistance Loans in Short Pump, VA

Down Payment Assistance Loans in Short Pump, VA

For many borrowers, particularly first-time buyers, the down payment and cash for closing costs is the greatest obstacle to buying a home in Short Pump, VA...

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FHA Loans in Short Pump, VA

FHA Loans in Short Pump, VA

The FHA loan program is one of the most popular mortgage programs in the United States. The Federal Housing Administration (FHA) does not lend money, but insures...

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FHA Streamline Refinance in Short Pump, VA

FHA Streamline Refinance in Short Pump, VA

If you have an FHA mortgage, the FHA Streamline Refinance program is the fastest and easiest way to refinance your loan. Unlike most refinance loans...

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First Time Buyer Programs in Short Pump, VA

First-time Buyer Programs in Short Pump, VA

First-time homebuyers, in particular, find it challenging to come up with their down payment and closing costs. This does not mean homeownership is unattainable...

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Fixed Rate Mortgages in Short Pump, VA

Fixed-rate Mortgages in Short Pump, VA

There are many types of home loans, although fixed-rate loans remain the most popular option for homebuyers in Short Pump, VA. Most fixed loans have a 15-year or 30-year term...

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Home Affordable Refinance Program in Short Pump, VA

Georgia Dream Loan in Short Pump, VA

This program offers affordable financing options, down payment assistance, and homebuyer education to eligible buyers...

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Home Affordable Refinance Program in Short Pump, VA

Home Affordable Refinance Program in Short Pump, VA

The FHA loan program is one of the most popular mortgage programs in the United States. The Federal Housing Administration (FHA) does not lend money, but insures...

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USDA Home Loans in Short Pump, VA

USDA Home Loans in Short Pump, VA

You may be eligible for a no down payment loan through the USDA home loan program if you meet income guidelines and buy in a designated rural area.

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Non-QM in Short Pump, VA

Non-QM Loan in Short Pump, VA

Non-QM loans are mortgages that don’t meet the Consumer Financial Protection Bureau’s (CFPB) requirements to be considered qualified mortgages...

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Refinancing in Short Pump, VA

Refinance in Short Pump, VA

When you refinance a loan, you pay off your existing home loan and replace it with a new one, or combine a first and second mortgage into a single new loan...

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Reverse Mortgages in Short Pump, VA

Reverse Mortgages in Short Pump, VA

A reverse mortgage is a unique type of loan that is available to homeowners who are at least 62 years old. A reverse mortgage allows homeowners to access their equity and turn it into cash...

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Reverse Purchase Mortgages in Short Pump, VA

Reverse Purchase Mortgages in Short Pump, VA

Many seniors use reverse mortgages to access the equity in their home, but recent legislation by the FHA now allows seniors to use this loan option for a home they do not yet own...

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THDA Loan in Short Pump, VA

THDA Loan in Short Pump, VA

The Tennessee Housing Development Agency (THDA) was created in 1973 to help low-income individuals and families obtain affordable home loans...

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VA Loan in Short Pump, VA

VA Loan in Short Pump, VA

VA loans through the U.S. Department of Veterans Affairs are available to qualified veterans and military members. The VA does not make loans, but insures loans made by lenders to veterans...

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