National Get Smart About Your Credit Day

October 18th is
National Get Smart About Your Credit Day.

We have put together a few of our favorite credit education blogs to help you learn more about credit.


Understanding the makeup of your credit score is the first step toward managing and improving it.

As you might expect, payment history is the most influential component in your credit score, followed closely by the amounts you owe. To lesser degrees, the length of time you’ve utilized credit, the number of new accounts or inquiries you have, and the various types of credit accounts you hold also impact your score. Overall reporting also looks at how these factors relate to each other in the context of your personal usage.


Your credit score is a very important number these days. Not only does it affect your ability to qualify for a loan, but it can also affect the terms of your insurance and even whether you get a new job.


Improving your credit score isn’t as daunting as it may seem. Following are five tried and proven, easy ways to boost your credit in a six-month time period.


Breaking Down Your Credit Score | Infographic - An Infographic from MGIC Connects

Embedded from MGIC Connects

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